St. Louis, Missouri
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ney Lenders

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Fast Funding, Flexible Terms, & Exceptional Service

OUR PROMISE


Best Rates & Fees

We offer the most competitive pricing guaranteed! 
FLEXIBLE LOAN PROGRAMS

We have a diverse set of in house loan programs, investors & lender network to fund most loan scenarios.
ROBUST TECHNOLOGY

Our web based technology streamlines loan intake, doc upload, & loan processing.
ON-TIME, FAST CLOSINGS

We close loans faster than banks & our competition. Usually within 7-10 days
EASY APPLICATION

Our Quick & Full App intake process is fast, easy & smart. It knows what info to ask & required docs for you to upload.
Free Certified Appraiser Consulting

Each Loan originator is a Certified appraiser.  We are here to help with even the most complicated project

WHAT MAKES US DIFFERENT

*Every Loan Originator has at least 10 years of experience to aid with your project.*

26 States
AL, AR, CO, CT, FL, GA, IL, IN, KS, KY, LA, MD, MA, MI, MO, OH, OK, PA, SC, TN, TX, VA, WA, DC, WV, WI
Many Lenders to Choose From
Millions Available to Lend

With over 50 lenders, we can match the right program for your deal. 
35+ Years Experience

Every LO is an appraiser and is there to aid you in estimated acquisition costs, repair cost estimates, scope of work, you name it, we are here to help, and it is all free....

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St. Louis, Missouri

St. Louis, right smack in the heart of Missouri, isn't just your average city. Nope, it's a real estate goldmine, bustling with possibilities that'll make any investor do a double take. Think of it like a playground for those savvy enough to dive into the real estate game.


Let's talk numbers—St. Louis doesn't mess around. Properties here don't hang out for long before they're scooped up, usually in a lightning-fast 17 days. And get this, they don't just sell, they soar! The median sale price, standing tall at $209,185, has climbed a cool 2.0% from last year. But hey, even with that rise, the price per square foot took a tiny dip, down by 3.1% to a solid $142.


Now, what's cooking in the St. Louis real estate pot? Well, it's not just about the prices. It's about how the market chews up available houses. Sure, the number of homes sold did slip a bit from last year, but the demand and the price hikes? That's the city flexing its real estate muscles.


People are shuffling in and out of St. Louis, and it tells quite a tale. About 20% of folks eyeing homes here are considering a move away, but a whopping 80% want to stay within the city limits. Outside the city, there's a teeny-tiny bunch eyeing St. Louis, with Los Angeles folks leading the charge, trailed by San Francisco and Washington dreamers.


But, flip the coin, and you've got 80% of the locals wanting to stick around the metro area. Chicago's their top pick for an exit strategy, followed by Little Rock and Sarasota—showing that everyone's got their own flavor when it comes to shaking things up in and around St. Louis.


Money talk time. Living in St. Louis won't break the bank, that's for sure. The cost of living? A cool 6% lower than the national average. And guess what? Housing? It's a steal at 27% below the national benchmark. But hey, utilities? They'll pinch a bit, about 15% higher. Transportation? Pretty much on par with the rest of the nation.


Now, let's talk shop. For investors eyeing St. Louis, the median home price screams potential at $327,814. Rentals? They're not too shabby either, averaging around $996.72 per month. It's like St. Louis is waving a big ol' flag, calling out to real estate buffs and rental income seekers.



Wrap it all up, and St. Louis isn't just a city; it's a hotbed for real estate action. It's got that magical combo—growth potential, reasonable living costs, and a real estate scene that's got everyone talking. For investors looking for a slice of that pie, St. Louis is saying, "Come on in, the real estate's just fine!"

Private Lending and Hard Money Loans in St. Louis, MO with Novelle Capital

Alright, folks, let's dive into the wild world of real estate investing in St. Louis! You might have heard these buzzwords thrown around: "private money" and "hard money." They're not just jargon; they're your golden tickets to funding your property dreams, outside the traditional bank scene.

Private money? It's like getting a financial boost from individuals or private groups who are all about backing your real estate game. Take Novelle Capital, for example. These folks are the pros at lending out private cash, and they've got this cool knack for tailoring loans that fit your needs like a glove. They're all about flexibility, unlike those stuffy old banks.

Now, let's talk hard money. Novelle Capital's ace in the hole? Hard money loans. Picture this: these loans are like your property's bodyguards. They're tied to the property you're eyeing, not just your credit score. So even if your credit's taken a few hits, hard money might just be your superhero.

Why go with Novelle? Well, these guys aren't just about throwing money at you; they're about having your back. Speed is their game, and they know time is money, especially in the bustling St. Louis market. They're like your fast pass to snagging those real estate opportunities before they slip away.

Novelle Capital's secret sauce? They're not just about the numbers; they're about the nitty-gritty of your property's potential. They look beyond credit scores and focus on what really matters: the value and promise of the property you're eyeing.

Working with Novelle isn't just about getting cash; it's about tapping into their St. Louis real estate Jedi wisdom. They're the partners you need to navigate the ever-changing landscape of this market. Trust me, with these guys on your side, success in St. Louis real estate is closer than you think.

Benefits of Private and Hard Money Lending in St. Louis:


Speed and Accessibility: In St. Louis, MO, private and hard money lenders prioritize swift approval processes and rapid funding, crucial for seizing time-sensitive real estate opportunities in this dynamic market.


Tailored Loan Terms: St. Louis's private lenders excel in offering flexible loan terms. Borrowers have the freedom to negotiate interest rates, repayment schedules, and other specifics, crafting financing arrangements that precisely match their unique needs.


Collateral-Centric Approval: Hard money lenders in St. Louis prioritize property value and potential, enabling borrowers facing credit challenges or unconventional projects to secure financing based on collateral. This approach broadens accessibility for diverse borrower profiles.


Inclusive Borrowing: St. Louis's private and hard money lending caters to a broad spectrum of borrowers, ranging from real estate investors to small businesses and individuals with distinct financial requirements. This inclusivity makes these lending options versatile for various projects and scenarios.


Fueling Real Estate Ventures: St. Louis's thriving real estate market attracts investors seeking growth opportunities. Private and hard money lending serves as pivotal support, providing the essential capital for property acquisitions, renovations, and expansions.


Understanding St. Louis's Market Dynamics: Engaging in private and hard money lending in St. Louis involves comprehending local market intricacies and leveraging the advantages these financing options offer. Whether you're an investor in need of swift capital or have unique financial needs, exploring the accessibility and flexibility of these lending avenues strategically aligns with St. Louis's dynamic real estate landscape. Collaborating with reputable local lenders and staying informed about market trends maximizes these advantages, driving successful and lucrative real estate ventures in St. Louis.

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