Atlanta, Georgia
Hard Money Lenders
Callie Smith
Loan Consultant
(678) 800-2701
c.smith@novellecapital.com
Callie Smith is a distinguished Certified Residential Appraiser, holding licenses in the states of Georgia, Alabama, North Carolina, Tennessee, and Texas. With over two decades of diverse experience in the real estate industry, Callie has become a trusted expert in all aspects of residential appraising, while also making significant strides towards becoming a Certified General Appraiser, expanding her expertise into the commercial realm.
Callie's journey in the world of real estate began more than 20 years ago, and her commitment to her craft has only grown stronger over the years. Her ability to analyze, evaluate, and determine the value of residential properties is not only a testament to her dedication but also a reflection of her unwavering passion for the field.
But Callie's impressive career is not limited to appraisal alone. She possesses a unique perspective in real estate, having embarked on a journey as a licensed agent and subsequently a broker in the state of Georgia from 2004 to 2010. Her years as an agent and broker allowed her to gain a comprehensive understanding of the sales side of the industry, further enriching her perspective as an appraiser.
Beyond her professional pursuits, Callie is a passionate traveler who revels in the adventure of the open road. Together with her husband, she explores the country in their trusty RV, indulging in the diverse beauty and culture that the United States has to offer. In addition to her love for travel, Callie enjoys spending quality time in the great outdoors, fishing by serene lakesides, hiking through breathtaking landscapes, and experiencing the charm of different regions.
Callie Smith's remarkable journey as a Certified Residential Appraiser, her ambitious pursuit of becoming a Certified General Appraiser, and her enduring connection to the real estate world showcase her as a dedicated professional with a profound love for the industry. Her enthusiasm for life and her thirst for adventure make her not just a seasoned appraiser, but a well-rounded individual who truly enjoys the journey.
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Atlanta, GA
Atlanta, GA, presents a promising landscape for real estate investments. The market trends and statistics reflect a burgeoning opportunity. Currently, the average list price for homes in Atlanta stands at $415,000, with an average price per square foot at $255. A considerable inventory of 2,530 homes for sale, with an average size of 1,750 square feet, offers investors a diverse portfolio to explore.
Living in Atlanta, GA, is a vibrant experience encapsulating a rich blend of culture, history, and modernity. The city's diverse neighborhoods offer a spectrum of lifestyles, from the bustling streets of Midtown to the tranquil vibes of Buckhead. With a thriving arts scene, culinary delights, and a booming job market, Atlanta attracts individuals seeking a dynamic yet affordable living experience.
The cost of living in Atlanta is 1% lower than the national average. Housing is typically the largest expense for most American households. In Atlanta, the average monthly rent is $1,568, while the median home price is $409,000. Overall, housing in Atlanta is 1% lower than the national average. Groceries, like produce, dry goods, and other essential household items, cost 0% lower in Atlanta. Though healthcare costs 9% higher in Atlanta compared to the national average, costs vary greatly by location, person, personal health, and health insurance. In Atlanta, an optometry check-up costs around $129.40, while a dentist appointment is $144.30 on average.
Private lending involves obtaining loans from individual investors or private institutions rather than traditional financial institutions like banks. In Atlanta, private lending has gained popularity due to its versatility and personalized approach. Investors and borrowers often find private lenders more accommodating, especially when navigating unconventional or time-sensitive projects. Private lenders in Atlanta may offer tailored loan terms, including interest rates and repayment schedules, creating a more bespoke financing experience.
Navigating the real estate market in Atlanta requires a keen eye on local market indicators and trends. Novelle Capital understands the significance of staying attuned to these indicators, offering valuable insights into the evolving market trends. From analyzing local market indicators to providing knowledge resources, Novelle Capital supports investors in making informed decisions, ultimately leading to success in their real estate endeavors.
Benefits of Private and Hard Money Lending in Atlanta:
Speed and Accessibility: Private and hard money lenders in Atlanta are known for their quick approval processes and efficient funding timelines. This rapid access to capital is crucial for investors looking to capitalize on time-sensitive opportunities in the vibrant Atlanta real estate market.
Flexibility in Loan Terms: Private lenders often provide more flexibility in structuring loan terms. Borrowers can negotiate interest rates, repayment schedules, and other terms, creating a financing arrangement tailored to their specific needs.
Asset-Based Approval: Hard money lenders focus on the property's value and potential, allowing borrowers with credit challenges or unconventional projects to secure financing based on the collateral. This asset-based approach enhances accessibility for a broader range of borrowers.
Diverse Borrower Profiles: Private and hard money lending in Atlanta caters to a diverse range of borrowers, including real estate investors, small businesses, and individuals with unique financial requirements. This inclusivity makes these lending options suitable for various projects and scenarios.
Support for Real Estate Investment: Atlanta's thriving real estate market attracts investors seeking opportunities for growth and profitability. Private and hard money lending plays a crucial role in supporting these ventures, providing the capital needed for property acquisitions, renovations, and expansions.
When considering private and hard money lending in Atlanta, understanding the local market dynamics and the benefits of these financing options is essential for informed decision-making. Whether you're a real estate investor looking for swift capital or an individual with unique financing needs, exploring the flexibility and accessibility offered by private and hard money lending can be a strategic move in Atlanta's bustling real estate scene. To maximize the advantages of these alternative lending options, partnering with reputable local lenders and staying informed about market trends can contribute to successful and profitable real estate endeavors in Atlanta.
Real Estate Investor Associations
Getting involved in real estate investor clubs can be a game-changer for those looking to thrive in the world of property investment. These clubs, such as Real Estate Investment Associations (REIAs), offer a fertile ground for networking, learning, and collaboration among like-minded professionals. Whether you're a seasoned investor or just starting out, joining a local or regional REIA can provide invaluable opportunities to expand your knowledge base, forge important connections, and stay abreast of market trends.
REIAs play a crucial role in fostering a vibrant real estate community. By participating in these clubs, investors gain access to a wealth of resources, from educational seminars and workshops to mentorship programs and deal-sharing opportunities. Moreover, REIAs provide a supportive environment where members can exchange ideas, seek advice, and even form partnerships for mutual benefit.
We've provided a list of local REIAs serving the Atlanta and surrounding areas:
- Georgia Real Estate Investors Association
- Atlanta Real Estate Investors Alliance
- North Metro Real Estate Investors Association
For those aiming to succeed in real estate investment, involvement in REIAs is not just recommended—it's practically essential. These associations offer a platform for continuous growth and development, empowering investors to navigate challenges, capitalize on opportunities, and ultimately, achieve their investment goals. So whether you're scouting for your next property or seeking to expand your portfolio, consider joining a REIA today and unlock the full potential of your real estate endeavors.
